Category: Analysis

Key developments in Russia's IT sector in 2025: AI moving from theory to practice, sanctions pressure, budget cuts, and major achievements. Industry experts from leading companies weigh in on challenges and growth prospects.

Key developments and challenges facing Russia's IT sector in 2025: the shift toward cost-effective digitalization, budget cuts, and progress in import substitution. Leading IT company experts weigh in on the year's major trends and risks.

Russia's insurance market grew 15–18% in 2025 to reach 2.7–2.8 trillion rubles. OSAGO reforms, digitalization, cyber insurance, and the industry's main challenge—declining customer trust. Analysis of key trends and forecasts.

Sellers of artificial Christmas trees and decorations are abandoning marketplaces ahead of New Year's due to mass returns. How a wave of returns turns revenue into losses and what Wildberries and Ozon are doing to address the problem.

Russia faces 14% of global cyberattacks despite accounting for just 3% of the world economy. We examine the scale of threats, economic damage from ransomware and APT attacks, major business vulnerabilities, and state-level defense measures.

Tariffs on imported beer have risen to €1.5 per liter, yet Russian beer prices have jumped 15%. We examine the paradox: how protectionism drives up consumer prices and why domestic producers aren't lowering their prices.

RAM prices have surged 4.6-fold in six months due to a DRAM shortage. The causes of the crisis, its impact on graphics card and smartphone markets, and expert forecasts through 2028.

Analysis of Russia's jewelry market in 2025: cross-border trade surges fourfold amid slowing offline sales, impact of high credit rates, and a 6% decline in store numbers. Trends and forecasts.

Applications for mortgage restructuring surged 1.6-fold over the first 9 months of 2025. We examine the drivers: expiring grace periods, rates climbing to 27-30%, and why banks are willing to work with borrowers.

Analysis of Budget 2026 amendments: preserving tax breaks for the IT sector, phased reduction of the VAT threshold for small businesses, and striking a balance between the state's fiscal objectives and entrepreneurial interests.

Analysis of Russia's chocolate market in 2025: why premium Dubai chocolate dropped in price from 2,653 to 796 rubles, while the mass market segment rose 14% due to rising cocoa prices. Sales data and forecasts.

Russia's largest banks are demanding a ban on marketplaces offering discounts for payments made with their own cards. We break down the conflict between Sber, VTB, and platforms like Wildberries and Ozon—what's driving the standoff and how it will affect prices.