Category: Opinions
A platform for bold authors who take a stand and argue their case. Views on the economy, politics, and business — sometimes against the mainstream, always to the point.
OpinionsYushkov: UAE's Exit from OPEC Is More Political Than Economic
The UAE is leaving OPEC and OPEC+ effective May 1. An expert weighs in on the reasons behind this decision and its implications for the global oil market.
Valeria Novoselova4 min read
OpinionsExpert Yushkov: Everyone Wants to Share in the Oil, But Nobody Wants to Give Up Their Own
Expert Igor Yushkov explains whether Western countries' strategic reserves can compensate for oil supply disruptions.
Yulia Ignatova5 min read
OpinionsExpert Samorodov: Between a Quarter and a Third of Cars May Have Rolled-Back Odometers
Expert Artem Samorodov estimates that 25% to 33% of cars have tampered odometers. The damage to buyers exceeds 600 billion rubles annually. What works better: prison time or fines for odometer fraud?
Yulia Ignatova5 min read
OpinionsSubsidized Mortgages and Rentals: What You Need to Know Before Leasing Your Property
Renting out an apartment purchased with a subsidized mortgage could result in your interest rate jumping from 6% to 22%. We break down the legal risks, banks' rights, and what borrowers face when violating loan terms.
Yulia Ignatova3 min read
OpinionsAnalyst Nugaev: 'The idea of issuing mortgages to families with three children at 4% per annum deserves support—it's potentially beneficial'
Analyst Denis Nugaev assessed the effectiveness of tiered mortgages for families with children. How reducing the rate to 4% for large families affects birth rates and who will become the primary borrowers.
Yulia Ignatova4 min read
OpinionsNOSTROY President: 'A 10% Mortgage Rate for the First Child Already Seems Quite High'
NOSTROY President Anton Glushkov assessed the proposal for a tiered family mortgage program. Why a 10% rate for the first child could reduce housing demand by 20% and what makes higher rates dangerous.
Yulia Ignatova3 min read
OpinionsGold in 2026: Growth, Correction, or 'Global Money'? Expert Opinions
Experts forecast gold prices ranging from $3,500 to $6,000+ by the end of 2026. Analysis of the role of geopolitics, sanctions, and macro risks. How to use gold in your investment portfolio: analyst recommendations.
Yulia Ignatova4 min read
OpinionsHigh Key Rate is the Main Reason for Rising Credit Rejection Rates - T-Bank
Credit rejection rates hit a record 81.9% in October 2024. T-Bank explains the reasons behind mass rejections and why income has become the primary criterion for loan approval.
Yulia Ignatova2 min read
OpinionsLawyer Nikita Trifonov: When Crime Pays, Fines Lose Their Meaning as Punishment
The Russian government has backed tougher penalties for economic crimes, with fines increasing up to 5 million rubles. Expert Nikita Trifonov explains how this will affect business and why companies should invest more in compliance.
Yulia Ignatova3 min read
OpinionsSME Expert Snigur: Lower Thresholds Target Business Fragmentation for Tax Avoidance
The government has eased conditions for lowering the simplified tax threshold for small businesses—the transition is now extended until 2028. Expert Olga Snigur explains how to choose the right VAT rate, avoid mistakes, and adapt to the new rules.
Yulia Ignatova4 min read
OpinionsExpert Samorodov: October 2025 Up 35% on September 2025. A Record Month This Year
Car sales in October 2025 rose 35% from September amid a rush to beat higher recycling fees. Expert Samorodov predicts a slump in early 2026 and explains why incentives aren't working.
Yulia Ignatova3 min read
OpinionsFinance Ministry: New Family Mortgage Rules Require Full Repayment and New Child for Repeat Applications
The Finance Ministry has clarified rules for obtaining a second family mortgage after the one-per-family limit takes effect in February 2026. Conditions for new families, interest rate forecasts, and impact on the real estate market.
Yulia Ignatova2 min read