Tag: microloans

The microfinance market generated a record 67 billion rubles in profit, yet half of all MFOs are operating at a loss. An analysis of market polarization, the surge in online lending through marketplaces, and regulatory risks looming in 2026.

How microloan rules will change in 2026: overpayment capped at 100%, a limit of two high-rate contracts, and a cooling-off period. Why Russians fall into the MFO debt spiral and what the new market regulation will achieve.