Igor Dodonov

Experts predict the Central Bank will pause on February 13 and lower the key rate to 12-13% by the end of 2026. How depositors can lock in high yields: tactics for placing deposits and choosing the best bank offers.

The Bank of Russia is changing the rules of consumer lending: embedded macroprudential limits, refinancing incentives, and new requirements for banks. How this will affect borrowers and the credit market.